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First-Time homebuyers or seasoned buyers? Understanding all of your mortgage options can be daunting and there is no “one size fits all” approach. I carefully guide you through the process, ensuring you get the best mortgage with the lowest rate. It’s what I do.​

Mortgage renewal is a great time to negotiate rate, terms, and privileges and ensure it’s working for you and not the bank. Interest expense and penalties are the banks two biggest money makers, so before signing, book a free unbiased second opinion. I save my clients thousands, it’s what I do.

Accessing the equity from your home is the smartest method to fund large projects or to consolidate debt. Roll your loans, lines of credit, credit cards, and other expenses into your mortgage payment with a low interest rate and single payments.​

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IAN CLARK

I ensure my clients receive the best mortgage for their needs. There is no "one size fit all" mortgage, but with my expertise, you not only get the lowest rate but also a flexible mortgage that works for you.

I am a licensed Mortgage Broker working for you, not the bank. Unlike a retail bank where the sales consultant is limited by the one product their employer offers, I have access to multiple banks, lenders and credit unions (including the 'big banks'), ensuring you get the right mortgage for the lowest rate.

Merry & Bright

Merry & Bright Holiday Light Festival

. John’s newest holiday tradition, join us for our 4th annual light festival. The Garden will be glowing once again with a spectacular light display. Take a winter evening stroll, sip hot chocolate and warm yourself by the fire.

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