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Variable Rate

What Is A Variable Rate Mortgage?

A mortgage in which payments may fluctuate from month to month depending on market conditions. If interest rates go down, more of the payment goes towards reducing the principal; if rates go up, a larger portion of the monthly payment goes towards covering the interest.

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Merry & Bright

Merry & Bright Holiday Light Festival

. John’s newest holiday tradition, join us for our 4th annual light festival. The Garden will be glowing once again with a spectacular light display. Take a winter evening stroll, sip hot chocolate and warm yourself by the fire.

How much do you know about Mortgages? Did you know, 9 out…

How much do you know about Mortgages? Did you know, 9 out of 10 Canadians don’t know how mortgage interest is charged? ? ▪️ 28% think interest is compounded monthly ▪️ 17% say bi-weekly ▪️ 17% say annually ▪️ 28% have no idea interest is charged semi-annually) That’s not…

Canadian Mortgage

Canadian housing is on a healthy streak after 2.5 years in dangerous territory

Overvalued, overbuilt, overheated — all of these terms have been used to describe the potential danger that the Canadian housing market has found itself in at various points over the last few years.

The post Canadian housing is on a healthy streak after 2.5 years in dangerous territory appeared first on Livabl .

The POTUS here in St. John’s, great event and inspiring words. . . . . . . #work #night #president #obama #convo #network #community …

Mortgage Renewal

Renewal Rate Shock Diminishing, Says BoC

Falling mortgage rates over the course of 2019 have reduced the rate increase shock for those renewing a mortgage. While those renewing a mortgage this year are still locking in at a rate higher than their previous rate, that increase is quickly declining, according to data from the Bank of Canada. “The average household renewing […]

I was honoured to lay a wreath on behalf of the Mount Pearl Paradise Chamber of Commerce, at the Remembrance Day ceremony in Paradise. As I walked to lay our wreath next to the many others that swept across the memorial, I reflected the incredible sacrifices made by the…

Ian Clark with Dog

Ian Clark

Born and raised in beautiful Mount Pearl, starting his career in finance upon graduating with a Business Administration Diploma. Ian is always advocating for the client and offering the best service.

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