Top 10 Do’s and Don’t while applying for a mortgage!
Ian Clark Mortgages
02/23/2020
Ok, your buying your home, you have applied for a mortgage and you have been pre-approved!
Category: Featured
WHAT IS THE DIFFERENCE BETWEEN THE MORTGAGE TERM AND AMORTIZATION?
Ian Clark Mortgages
02/19/2020
In Canada, a mortgage contract contains all the conditions that you follow while you have your mortgage. You are bound to this contract for the TERM of your mortgage, which in Canada is typically five years.
Five Tips to Increase Your Credit Score Quickly
Ross Taylor
02/09/2020
In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score is sufficient to qualify, you might find the rates being offered will be lower than if you had a higher score.
BoC Lays Groundwork for More Competitive 10-Year Fixed Rates
Steve Huebl
02/05/2020
The Bank of Canada announced this week it will begin purchasing 10-year Canada Mortgage Bonds (CMBs), a move seen as paving the way for mortgage lenders to more easily offer lower-cost 10-year fixed mortgage rates to consumers.
CMHC’s First-Time Home Buyer Incentive Off to a Slow Start
Steve Huebl
02/03/2020
Four months after its official launch, CMHC’s First-Time Home Buyer Incentive had funded just 4% of its three-year goal, according to new data provided by the agency.
Granite countertops are the most popular feature in home listings
Kelsey Pudloski
01/23/2020
The clout of granite has not faded entirely, at least according to a recent survey by Point2 Homes.
The post Granite countertops are the most popular feature in home listings appeared first on Livabl .
National inflation has held steady over the last two months
Ephraim Vecina
01/23/2020
Gains in the energy sector were offset by noticeable weaknesses in other industries
Economists unanimously predict BoC rate hold this week
Ephraim Vecina
01/20/2020
Nearly a third of experts believe that the central bank should consider cutting rates
2019 – Year in Review
Steve Huebl
01/04/2020
As we turn the page on 2019, we wanted to take a look back at how mortgage rates fared as well as some of the key themes in mortgage news over the year.
The Latest in Mortgage News: 2020 Forecasts
Steve Huebl
01/02/2020
Following a challenging 2018, by most accounts 2019 could be characterized as a “turnaround year” for Canada’s housing market. And 2020 is looking to bring much of the same.
5 features Millennial buyers are looking for in a new home
Kelsey Pudloski
12/23/2019
Millennial buyers are feeling optimistic, if not a little overwhelmed about taking the plunge into home ownership.
The post 5 features Millennial buyers are looking for in a new home appeared first on Livabl .
Winter Parking Restrictions in your Area
Ian Clark Mortgages
12/13/2019
Know when and when not to park on the street in your neck of the woods.
RBC changes residential mortgage special rates
Ian Clark Mortgages
12/12/2019
RBC Royal Bank announced today that it is increasing rates on new residential mortgage special offers effective December 17, 2019.
Latest in Mortgage News: Homeownership Becoming a “Pipedream” for Millennials
Steve Huebl
12/10/2019
A growing number of millennials are resigning themselves to the fact that homeownership may be out of reach for them, according to a new poll. Nearly three quarters (72%) of millennials say they have a goal of owning a home, but nearly half (46%) admit that goal is a “pipedream,” according to the KPMG Millennials […]
15 Christmas tree themes you’ll want to recreate this holiday season
Kelsey Pudloski
12/06/2019
Deck the halls a bit differently this year.
The post 15 Christmas tree themes you’ll want to recreate this holiday season appeared first on Livabl .
Most Canadians are eager to buy homes – poll
Ephraim Vecina
12/04/2019
While the Canadian housing market has been characterized by consistent price growth over the past few years, a vast majority of home buyers in 2019 held positive viewpoints toward the idea of purchasing a residential property, according to a new nationwide analysis by Canada Mortgage and Housing Corporation.
BoC rate hold next week a near certainty – survey
Ephraim Vecina
11/29/2019
Economists and industry observer polled by Finder have unanimously predicted that the Bank of Canada will keep the interest rate on hold.
Canadian housing is on a healthy streak after 2.5 years in dangerous territory
Sean MacKay
11/14/2019
Overvalued, overbuilt, overheated — all of these terms have been used to describe the potential danger that the Canadian housing market has found itself in at various points over the last few years.
The post Canadian housing is on a healthy streak after 2.5 years in dangerous territory appeared first on Livabl .
IKEA’s new VINTERFEST collection is here to get you in the holiday spirit early
Kelsey Pudloski
11/13/2019
It’s ultra-affordable, which means you’ll have plenty of cash leftover for shopping on Black Friday.
The post IKEA’s new VINTERFEST collection is here to get you in the holiday spirit early appeared first on Livabl .
Renewal Rate Shock Diminishing, Says BoC
Steve Huebl
11/12/2019
Falling mortgage rates over the course of 2019 have reduced the rate increase shock for those renewing a mortgage. While those renewing a mortgage this year are still locking in at a rate higher than their previous rate, that increase is quickly declining, according to data from the Bank of Canada. “The average household renewing […]
3 Canadian housing market trends to look out for in 2020
Sean MacKay
11/04/2019
The floodgates have officially opened for Canadian housing market forecasts for the next year.
The post 3 Canadian housing market trends to look out for in 2020 appeared first on Livabl .
The 5 most expensive homes for sale in the Toronto region right now
Michelle McNally
10/31/2019
A ballroom, forested grounds and quick access to the golf course are a few of the features in some of the most expensive homes currently listed in the Greater Toronto Area.
The post The 5 most expensive homes for sale in the Toronto region right now appeared first on Livabl .
Bank of Canada announces interest rate decision
Kimberly Greene
10/30/2019
The Bank of Canada (BoC) announced today that it would keep the overnight rate at 1.75%. The Bank Rate is correspondingly 2% and the deposit
10 splashly colors to paint an interior door
Kelsey Pudloski
10/30/2019
Why should exterior doors get all the attention?
The post 10 splashly colors to paint an interior door appeared first on Livabl .
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